PAYMENT & INSURANCE
PAYMENT & INSURANCE
Understanding payment and insurance options is an important part of starting therapy. This page is designed to help you feel informed and confident about your options before beginning services.
Insurance Accepted
Insurance coverage varies by plan, even within the same provider. Coverage details such as copays, deductibles, and session limits are determined by your specific policy.
Currently accepted insurance plans include:
Aetna
Cigna
Optum / UnitedHealthcare
Blue Cross Blue Shield (varies by state and plan)
If you plan to use insurance, it is your responsibility to verify benefits and coverage. Assistance can be provided in understanding general benefits, but final coverage decisions are made by your insurance provider.
Payment Options
Therapy services are offered on a private-pay and insurance-based basis, depending on eligibility and preference.
Accepted Payment Methods
Payment is collected through a HIPAA-compliant, secure portal to protect your privacy and personal information.
Accepted forms of payment include:
Major credit cards
Debit cards
Secure online payment processing
Payment is due at the time of session unless otherwise arranged.
PRIVATE PAY VS. INSURANCE: WHAT’S THE DIFFERENCE?
Using Insurance
When using insurance:
A mental health diagnosis is required
Session information may be shared with your insurance provider for billing and authorization purposes
Treatment length and frequency may be influenced by insurance guidelines
Insurance can help reduce out-of-pocket costs, but it comes with certain limitations related to privacy and flexibility.
Private Pay
Private pay therapy offers greater flexibility and privacy.
With private pay:
No diagnosis is required to begin therapy
No session information is shared with insurance companies
Treatment goals, frequency, and duration are fully individualized
Therapy can focus on growth, transitions, stress, or self-exploration — not just medical necessity
